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Portland is the largest city in the U.S. state of Oregon, and county seat of Multnomah County. It straddles the Willamette River immediately south of its confluence with the Columbia River. Portland is the third largest city in the Pacific Northwest after Seattle, Washington and Vancouver, British Columbia, with a population of 556,370 (July 1, 2005 estimate). Approximately 2 million live in the surrounding metropolitan area, the 24th-largest in the U.S.
Portland is known as "The City of Roses" or "Rose City" — its climate is ideal for their cultivation, and the city has many rose gardens, including the International Rose Test Garden in Washington Park. Other nicknames include "Stumptown" (due to early logging to clear land for development), "Bridgetown" (due to its numerous bridges), "Puddletown" (due to the rainy weather), "River City" (due to its proximity to the Willamette and Columbia), "PDX" (after the city's airport code), and "P-town".
If
you are moving to Oregon you will probably need to know answers to
questions like the following:
What is the right amount of coverage for me?
This is a very difficult question to answer without first sitting down with
each of our clients and asking them several questions about your situation,
assets you are trying to protect and exposures you currently have. Remember
that every situation is different.
How can I lower my premiums?
There are several ways to lower your premiums, some of them include
increasing your deductibles, adding a preferred provider option to you auto
coverage, placing your home and auto coverage with the same company,
carpool, good student and safe driver discounts. Whatever your situation, we
will inform you of every discount available to meet your needs and save you
as much money as possible.
Should I carry full coverage on my auto?
The easiest way to answer this is to ask yourself, if my car disappeared
today would I need the money from my insurance company to replace it. If the
answer to this questions is “yes” then you do need full coverage.
What Do I Do If I Have a Claim?
As an Independent Agent we will help you with the claims process. At 1st
Colorado Insurance we prefer that you contact us with the first report of
claim and we can then help you throughout the process. However if you
prefer, most of the companies we represent do have toll free numbers and you
can report claims direct to the company 24 hours a day, seven days a week.
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